F.C.R.A. Compliance

It's a team effort.  Who's on your team?

It truly takes a team effort to comply with the Fair Credit Reporting Act.  Many corporations don't realize that F.C.R.A. compliance involves multiple aspects of applicant background screening, not just Consumer Credit Reports. 

Non Compliance penalties from the Federal Trade Commission and consumers can involve extensive civil and punitive damages per incident.

Doing our Part

Following compliance ultimately lies in the hands of the employer.  However, at SafeScreener.com we take every possible measure to make compliance simple and standard, giving your company the tools to incorporate best practices with ease and guiding you through the process.

How?

•  By filtering criminal record search findings based on Federal F.C.R.A as well as State Level F.C.R.A. compliance.

•  Providing all clients and applicants toll free access to our staff.

•  Making applicants aware of their rights by notifying them in detail of what they should not report on the application section pertaining to criminal record history. (noted on each authorization.)

•  Providing our clients with one click access to pre-adverse and adverse action documents.

•  Maintaining a standard procedure for all applicants in regards to disputing information discovered in the course of an applicant background check.

•  Providing the applicant with contact information at the jurisdiction in question to resolve inaccurate court information when necessary.

•  Complying with the Credit bureaus required procedures for permissible purpose requests, secured transmission and storage of consumer credit information.

•  Complying with the individual State MVR mandates on request procedures, receiving and storage of electronic information.

Additional assistance we can provide in respect to F.C.R.A. Compliance

•  Taking a role in educating HR Personnel and/or providing documentation on State Specific reporting guidelines as well as Federal F.C.R.A. reporting guidelines in regards to criminal record reporting, credit histories, etc.

•  Management of adverse action correspondence by way of tracked delivery of pre-adverse and adverse action letters in the correct order and time frame. (Optional)

Does your current provider help you stay F.C.R.A. compliant?  If you don't know the answer, the answer is no.  Call today for a free evaluation or click here to request a free quote.

888-578-8600